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自我控制能预测财务行为和财务状况吗

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发布于 2018-2-11 15:15:45 | 显示全部楼层 |阅读模式
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外文标题: Does self-control predict financial behavior and financial well-being?
外文摘要: To improve our understanding of how people make financial decisions, it is important to investigate
what psychological characteristics influence individuals’ positive financial behavior and financial wellbeing.
In this study, we explore the effect of individual differences in self-control and other non-cognitive
factors on financial behavior and financial well-being. A survey containing measures of financial behavior,
subjective financial well-being, self-control, optimism, deliberative thinking and demographic variables
was sent to a representative sample (n = 2063) of the Swedish population. Our findings extend the
application of the behavioral lifecycle hypothesis beyond savings behavior, to include general financial
behavior. People with good self-control are more likely to save money from every pay-check, have better
general financial behavior, feel less anxious about financial matters, and feel more secure in their current
and future financial situation.
英关键词: Financial behavior Financial well-being Self-control Decision making Behavioral finance
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译文标题: 自我控制能预测财务行为和财务状况吗
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