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高校学生的金融教育水平及其经济反思

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外文标题: Financial education level of high school students and its economic reflections
外文摘要: This research contributes to the understanding of the level of financial education of high school students from public schools, as well as verifying
how their financial knowledge has been generated, providing a view of the gaps in financial education with which these students are able to
attend undergraduate courses later. The objective of the research was to determine the level of financial education of high school students from
public schools, according to individual, demographic and socializing aspects. The research methodology was characterized as descriptive regarding
procedures such as survey and the approach of the quantitative nature of the problem. The research population included 4698 high school students
from 14 public schools in the city of Blumenau. In the data processing, the Kruskal–Wallis and chi-square tests were used. The results indicate
that there is an effective financial education among young high school students, which can be noticed in findings such as: some of the young are
not obliged to explain to parents where they are spending their financial resources; students have acquired, largely, their financial knowledge with
parents and relatives, and in day-to-day practices, but there is little dialog in the family on financial matters. The financial knowledge coming from
the school is low, requiring an improvement in the quality of this knowledge at this stage or in the future, including undergraduate courses. Finally,
potential workers may cause social problems through their inability to manage their resources and/or the expenses of their families.
英关键词: Financial education; Individual characteristics; Demographic characteristics; Socialization characteristics; High school
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译文标题: 高校学生的金融教育水平及其经济反思
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